AI-powered payment recovery for Stripe

Your Stripe payments don't have to just fail.

Specialized dunning tools recover 60%+ of failed payments. Basic retry logic recovers about 35%. That gap is your money.

  • Detects at-risk customers before payments fail
  • ML-optimized retry timing per customer
  • AI-personalized dunning emails (not just merge tags)
  • Native Stripe integration — 10-minute setup

✓ 14-day free trial  ·  ✓ No credit card required  ·  ✓ Cancel anytime

60%+

Recovery rate with AI dunning

~35%

Recovery rate with basic retry

$3K+/yr

Incremental recovery at $20K MRR

10 min

Average setup time

Passive retry isn't a recovery strategy.

Your payment processor already retries failed charges on a schedule. It doesn't know anything about your customer — not their tenure, their lifetime value, or whether they'd respond better to a reminder or a loyalty appeal. It just retries, waits, and eventually gives up.

💳

Cards expire silently

A customer who has been with you for three years gets the same generic failure email as someone who signed up last week. They're not the same.

🔁

Fixed retries miss the window

Soft declines clear up. Banks un-flag charges. But the recovery window is real — retry at the wrong time and you miss it entirely.

📧

Generic emails get ignored

Dunning emails that don't speak to a customer's situation convert poorly. Personalization isn't a nice-to-have — it's the difference.

AI-powered payment recovery for Stripe merchants.

RecoverIQ connects to your Stripe account in minutes and immediately starts doing something most tools can't: it watches your customers before they fail.

Pre-Dunning Intervention

All plans

RecoverIQ detects at-risk customers before payment fails. When a card is expiring or an invoice is upcoming for a flagged account, we send proactive payment update prompts — so the charge succeeds the first time.

ML-Optimized Retry Timing

All plans

Our retry engine learns from observed patterns and schedules retries at the times most likely to succeed — per customer, not per policy. Not all customers recover on the same schedule.

AI-Personalized Email Copy

Growth & Scale

Instead of sending the same dunning email to every customer, RecoverIQ's AI selects the right framing strategy for each one. Long-tenured customers get loyalty framing. Recent subscribers get urgency. High-LTV accounts get a concierge tone.

Recovery Probability Scoring

Scale

Know which accounts to prioritize. RecoverIQ scores each customer's likelihood of recovery, so your energy and email sends go where they'll have the most impact.

Everything you need to recover what's yours.

A complete recovery stack, not just a retry button.

📬

12 Responsive Email Templates

Soft decline, hard decline, card decline, pre-dunning, final notice — every scenario, beautifully designed and mobile-optimized.

🔗

Stripe Customer Portal Integration

Every recovery email includes a one-click link to the Stripe Customer Portal so subscribers can update payment info instantly.

📊

Analytics Dashboard

Recovery rate, revenue recovered, email performance, timing histograms, and more — all in one place. Export your data anytime via CSV.

📈

Daily ROI Reporting

Every day, RecoverIQ shows you exactly how much revenue it recovered vs. what the plan costs. You'll never wonder if it's worth it.

🔔

Slack & Discord Alerts

Get notified when payments fail and when recoveries land. Stay in the loop without living in your dashboard.

10-Minute Setup

OAuth authorization — no API keys to manage, no webhooks to configure manually. RecoverIQ handles the integration.

Up and running in under 10 minutes.

01

Connect Stripe

OAuth authorization — no API keys, no manual webhook setup. Done in seconds.

02

RecoverIQ profiles your customers

Within hours, your subscriber base is scored and at-risk accounts are flagged.

03

Smart recovery runs automatically

Pre-dunning prompts, optimized retries, and AI-personalized emails — all without you lifting a finger.

04

Watch your recovery rate climb

Your dashboard tracks everything: rates, revenue, email performance, and daily ROI.

Simple pricing. Obvious ROI.

All plans include a 14-day free trial. No credit card required to start.

Starter

$69/mo

The complete recovery foundation.

  • Smart retry with ML timing
  • Pre-dunning intervention
  • 12 email templates
  • Analytics dashboard
  • Daily ROI reporting
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⭐ Most Popular

Growth

$99/mo

Everything in Starter, plus the AI layer.

  • Everything in Starter
  • AI email personalization
  • Tone adapts per customer
  • Advanced analytics
  • Slack & Discord alerts
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Scale

$149/mo

Everything in Growth, plus predictive intelligence.

  • Everything in Growth
  • Recovery probability scoring
  • Merchant coaching insights
  • Weekly AI pattern analysis
  • Priority support
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Stop watching revenue walk out the door.

Every failed payment is a customer who wanted to stay. RecoverIQ gives them a reason to — and gives you the tools to bring them back.

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14-day free trial · No credit card required · Cancel anytime